Services Offered

 

Bringing Your Team Together

Four Key Elements

The following four “key elements” are necessary to build the foundation for long-term success of your qualified retirement plan. The Pension Design Group will administer all four key elements, providing an integrated, yet flexible program.

  • Effective Communication
  • ERISA Section 404 (c) Compliance
  • Quality Administration
  • Custom Plan Design

Turn Key Services

The Pension Design Group helps to coordinate and control all aspects of the implementation process. We act as your team captain in order to provide you with “turn key” plan services:

  • Plan Design - First priority is to design the right plan for your company.
  • Plan Document Services - We offer Prototype and Individually Designed Plan Documents. It is our goal to provide our clients with the highest degree of flexibility when completing and implementing the trust document. In addition, we provide Summary Plan Descriptions and full administrative manuals to be used by plan sponsors in the day-to-day operation of their plan.
  • Implementation & Communication of Benefits
  • Operational Protocol - provide all document and compliance services.
  • ERISA section 404(c), Committee Meetings & Agenda

Employer Communication

Communication with our employers is essential for regulatory compliance as well as providing our employers with guidance on plan design changes that may be necessary as company philosophical and budgetary objectives change.

•       Plan Enhancement to Maximize Deferrals
•       Compliance Issues
•       Interpret Internal Revenue Codes
•       Fiduciary Committee Meetings
•       Pro-Active Consulting and Plan Operational Protocol
•       Pro-Active Communication between Human Resources and Employees

Employee Communication

The Pension Design Group wants to help you create and implement an effective communication program, one that enables your employees to better understand and appreciate their employer-sponsored benefit plan.

Administration Service Summary

  • Plan Design
  • Plan Documents
  • Corporate Resolutions
  • Summary Plan Descriptions
  • Provide Enrollment Materials and Forms
  • Nondiscrimination Testing, Analysis and Consulting
  • Maintain Participant Vesting
  • IRS Form 5500 Annual Filing Preparation
  • Annual and Quarterly Participant Statements
  • Daily 800 Telephone and Internet Account Access for Plan Participants
  • Establish and Monitor 404(c) Compliance and Fiduciary Duties
  • Contribution Processing